SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana. In December 2017, State Bank of India and The Carlyle Group acquired GE Capital`s stake in the joint venture. SBI holds 74% while Carlyle holds 26% in the joint venture. The aim of SBI Card is to offer Indian consumers access to a wide range of world-class, value-added payment products and services. Their endeavor is to simplify the lives of their customers, employees and other important stakeholders. Their innovative products and services along with their responsible corporate citizenship practices form the framework of delivering on this promise. Within a short span of 10 months, they achieved a credit card customer base of 1 lakh. They entered the '1Million Card Club’ in 2002 and crossed the 2 million card base in 2005. Today, with over 7 million credit card customers, they are the second largest credit card issuer in the country.
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